A Systematic Investment Plan (SIP) is an option where you invest a fixed amount in a mutual fund at regular intervals. It could be monthly or quarterly.

How does systematic investing work?

Once you identify the funds you want to invest in and the amount required to achieve your financial goals, all you have to do is give us monthly or quarterly post-dated cheques for the amount you want to invest. We will allot you fund units based on the NAV on the date of each transaction, which you will see posted to your fund account.

Most investors want to buy stocks when the prices are low and sell them when prices are high. But timing the market is time consuming and risky. A more successful investment strategy is to adopt the method called Rupee Cost Averaging. Systematic investing can help put the power of compounding on your side. Here we'll describe how you can pursue this strategy by setting up a Systematic Investment Plan for your Franklin Templeton fund accounts.

How to start a Systematic Investment Plan

Simply give us post-dated cheques or opt for an Auto Debit from your bank account for an amount of your choice (minimum of Rs. 500 and in multiples of Rs. 100 thereof*). You can invest for a minimum of six months, or for as long as you want. Because it's systematic, a SIP helps you plan for your long-term goals along with the short-term ones. The dates currently available for SIPs are the 1st, 7th, 10th, 20th and the 25th of a month

Alternatively, you can also register for Systematic Investment Plan (SIP) online by logging into the ‘investor section’ of our website.

All you have to do after that is sit back and watch your investments accumulate. Please refer to the application form for terms and conditions before enrolment.

*Minimum amounts may differ for each Scheme.