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FRANKLIN INDIA DEBT HYBRID FUND (Number of Segregated Portfolios 1) (ERSTWHILE FRANKLIN INDIA MONTHLY INCOME PLAN)##

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Annualised Returns As of 31/08/2020
Minimum Investment/Multiples for Fresh Purchase (INR)

Plan A: 10000/1

Additional Investment/Multiples thereof (INR)

Plan A: 1000/1

Over 8,000 Unique Investors (As of 30/06/2020)
Why should you invest in Franklin India Debt Hybrid Fund (Number of Segregated Portfolios 1) (erstwhile Franklin India Monthly Income Plan)?
  • This fund invests predominantly in debt instruments with a maximum exposure of 25% to equities
  • The fund manager strives to earn regular income from the fixed income market by actively managing the fund’s portfolio.
  • The marginal equity allocation seeks to enhance the funds returns by acting as a "kicker” and provides this fund an edge over conventional debt funds.
What are the “Tax Benefits” of investing in this fund?**
  • Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months
  • Short term capital gains (STCG) tax at the income tax slab rate if units are held for less than 36 months
  • Dividends shall be taxable in the hands of investors and the mutual fund will deduct TDS @ 7.5%^ for resident investors and @20% (plus applicable surcharge and cess) for non-resident investors before payouts/re-investment. However, investors can claim tax-credit of TDS deducted at the time of filing their annual return.
  • In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

^ In accordance with the Central Board of Direct Taxes press release dated May 13, 2020, the mutual fund shall deduct TDS at the rate of 7.50% for resident investor w.e.f. May 14, 2020 till March 31, 2021 (earlier 10% from April 1, 2020 to May 13, 2020).

What is the “Ideal Investment Horizon” while investing in this fund?

The recommended investment horizon is “3 years or more ”

Alternative To
  • Multi Asset Investments

Suitable For
  • Regular Income

  • Reasonable Capital appreciation

Fund Video

Fund Information

  • Inception 28/09/2000
  • Entry Load Nil
  • Exit Load Upto 10% of the Units may be redeemed without any exit load within 1 year from the date of allotment.
    Any redemption in excess of the above limit shall be subject to the following exit load:
    1% - if redeemed on or before 1 year from the date of allotment
    Nil - if redeemed after 1 year from the date of allotment
  • NAV in INR as on 18/09/2020
  • Growth 59.3100
  • Monthly Dividend 12.7409
  • Quarterly Dividend 12.2680
  • Direct-Growth 62.8499
  • Direct-Monthly Dividend 13.7290
  • Direct-Quarterly Dividend 13.2214
  • Additional Fund Information as on 31/08/2020
  • Fund Size in INR (CR) 207.12
  • Weighted Average Maturity 3.78 Years
  • Modified Duration [3] 2.84 Years
  • Yield to Maturity [2] 4.98%
  • Expense Ratio [#] 2.27
  • Expense Ratio (Direct) [#] 1.45
  • Benchmark(s) Crisil MIP Blended Fund IndexINST2::Crisil 10 Year Gilt Index
  • Fund Manager Sachin Shankar Padwal Desai, Umesh Sharma, Pyari Menon, Lakshmikanth Reddy & Krishna Prasad Natarajan
Product Label
This product is suitable for Investors who are seeking*:
  • Medium term capital appreciation with current income
  • A fund that invests predominantly in debt instruments with marginal equity exposure
Moderate

*Investors should consult their financial distributors if in doubt about whether the product is suitable for them.

All investments in debt funds are subject to various types of risks including credit risk, interest rate risk, liquidity risk etc. Some fixed income schemes may have a higher concentration to securities rated below AA and therefore may be exposed to relatively higher risk of downgrade or default and the associated volatility in prices which could impact NAV of the scheme. Credit rating issued by SEBI registered entities is an opinion of the rating agency and should not be considered as an assurance of repayment by issuer. There is no assurance or guarantee of principal or returns in any of the mutual fund scheme.

## 1. Franklin India Debt Hybrid Fund - Segregated Portfolio 1 (10.25% Yes Bank Ltd CO 05MAR20)

** The information given here is neither a complete disclosure of every material fact of Income-tax Act 1961 nor does it constitute tax or legal advice. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

## Effective June 4, 2018.

[#] The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment management fees. The above expense also includes proportionate charge in respect sales of beyond T-30 cities subject to maximum of 30 bps on daily net assets wherever applicable.

[2] Pre fund expenses.

[3] Modified duration of floating rate securities is calculated based on the next reset date.