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Franklin India Government Securities Fund - Composite Plan & PF Plan

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Annualised Returns As of 31/08/2017
10.07%
Minimum Investment/Multiples for Fresh Purchase (INR)

CP: 10000/1 (G); 25000/1 (D); PF: Rs.25000/1

Additional Investment/Multiples thereof (INR)

CP: 1000/1; PF: 5000/1

Over 3.500 Unique Investors (As of 30/09/2017)
Why should you invest in this fund?
  • The fund invests in government securities with the primary investment objective to generate credit risk free return through investments in sovereign securities issued by Central/ State government or any securities unconditionally guaranteed by Central/ State government for repayment of Principal and Interest  
  • The fund manager strives to enhance portfolio returns by actively managing interest rate risks arising due to market volatility 
What are the “Tax Benefits” of investing in this fund?
  • Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months
  • Short term capital gains (STCG) tax at the income tax slab rate if units are held for less than 36 months
  • Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @28.84% (25% + 12% surcharge + 3% education cess)
What is the “Ideal Investment Horizon” while investing in this fund?

1 year and above

Alternative To
  • Government Bonds

Suitable For
  • Regular Income

  • Capital appreciation

Fund Video

Fund Information

  • Inception 21/06/1999
  • Entry Load Nil
  • Exit Load In respect of each purchase of units - 0.50% if the units are redeemed/switched-out within 3 months of allotment
  • NAV in INR as on 18/10/2017
  • Composite-Growth 56.95
  • Composite-Dividend 11.49
  • Composite - Direct-Growth 59.24
  • Composite - Direct-Dividend 12.14
  • PF-Growth 25.01
  • PF-Dividend 25.01
  • PF - Direct-Dividend 25.70
  • Additional Fund Information as on 31/08/2017
  • Fund Size in INR (CR) 64.84
  • Weighted Average Maturity 8.68 Years
  • Modified Duration [3] 6.14 Years
  • Yield to Maturity [2] 6.61%
  • Expense Ratio [#] 1.78%
  • Expense Ratio (Direct) [#] 0.65%
  • Benchmark(s) I-Sec Composite Gilt Index
    Crisil 10 Year Gilt Index
  • Fund Manager Sachin Shankar Padwal Desai & Umesh Sharma
Product Label
  • Medium term capital appreciation with current income
  • A fund that invests in Indian government securities
Moderate

*Investors should consult their financial distributors if in doubt about whether the product is suitable for them.

[#] The rates specified are the actual average charged for the month of September 2017. The above ratio includes the Service tax on Investment management fees. The above expense also includes proportionate charge in respect sales of beyond T-15 cities subject to maximum of 30 bps on daily net assets wherever applicable.

[2] Pre fund expenses.

[3] Modified duration of floating rate securities is calculated based on the next reset date.