TYPE OF SCHEME

An open ended hybrid scheme investing predominantly in debt instruments
SCHEME CATEGORY

Conservative Hybrid Fund
SCHEME CHARACTERISTICS

10-25% Equity, 75-90% Debt
INVESTMENT OBJECTIVE

To provide regular income through a portfolio of predominantly fixed income securities with a maximum exposure of 25% to equities.
DATE OF ALLOTMENT:

September 28, 2000
FUND MANAGER(S):

Rohan Maru (w.e.f. October 10, 2024) (Debt)
Pallab Roy (w.e.f. March 07, 2024)
Rahul Goswami (w.e.f. November 10, 2023)
Rajasa Kakulavarapu (Equity)
Venkatesh Sanjeevi (w.e.f. October 4, 2024)
Sandeep Manam
(dedicated for making investments for Foreign Securities)

BENCHMARK:
CRISIL Hybrid 85+15 - Conservative Index

MATURITY & YIELD$
RESIDUAL MATURITY / AVERAGE MATURITY	5.57 years
ANNUALISED PORTFOLIO YTM#	7.31%
MODIFIED DURATION	2.78 years
MACAULAY DURATION	2.94 years
#Yields of all securities are in annualised terms $ Calculated based on debt holdings in the portfolio

BASE EXPENSE RATIO^#: 1.15%
BASE EXPENSE RATIO^# (DIRECT) : 0.58%
#Base Expense Ratio (BER) is the actual expense ratio charged as per the AUM slabs and within the BER limits prescribed in Regulation 66 of SEBI MF regulations. BER excludes brokerage and transaction costs incurred towards execution of trades and the applicable statutory levies as on that date. Brokerage and transaction costs incurred towards execution of trades and statutory levies are charged, at actuals, and is over and above the BER.
For Total Expense Ratio (TER) and break up of TER i.e., BER, brokerage and transaction costs and statutory levies, please refer to daily TER disclosures on our website www.franklintempletonindia.com. For detailed understanding of TER, please refer to the TER note on our website.

MINIMUM INVESTMENT/
MULTIPLES FOR NEW INVESTORS:

Plan A    Rs 10,000/1
MINIMUM INVESTMENT FOR SIP

Rs 500/1
ADDITIONAL INVESTMENT/
MULTIPLES FOR EXISTING INVESTORS:

Plan A    Rs1000/1
LOAD STRUCTURE:

Plan A

Entry Load	:	Nil
Exit Load (for each purchase of Units)	:	Nil (effective October 11, 2021)
Different plans have a different expense structure Sales suspended in Plan B - All Options