TYPE OF SCHEME

An open ended hybrid scheme investing predominantly in debt instruments
SCHEME CATEGORY

Conservative Hybrid Fund
SCHEME CHARACTERISTICS

10-25% Equity, 75-90% Debt
INVESTMENT OBJECTIVE

To provide regular income through a portfolio of predominantly fixed income securities with a maximum exposure of 25% to equities.
DATE OF ALLOTMENT:

September 28, 2000
FUND MANAGER(S):

Rohan Maru (w.e.f. October 10, 2024) (Debt)
Pallab Roy (w.e.f. March 07, 2024)
Rahul Goswami (w.e.f. November 10, 2023)
Rajasa Kakulavarapu (Equity)
Venkatesh Sanjeevi (w.e.f. October 4, 2024)
Sandeep Manam
(dedicated for making investments for Foreign Securities)

BENCHMARK:
CRISIL Hybrid 85+15 - Conservative Index

MATURITY & YIELD$
RESIDUAL MATURITY / AVERAGE MATURITY	8.05 years
ANNUALISED PORTFOLIO YTM#	7.29%
MODIFIED DURATION	5.03 years
MACAULAY DURATION	5.27 years
#Yields of all securities are in annualised terms $ Calculated based on debt holdings in the portfolio

EXPENSE RATIO^#: 1.40%
EXPENSE RATIO^# (DIRECT) : 0.65%
# The above ratio includes the GST on Investment Management Fees. The rates specified are the actual expenses charged as at the end of the month. The above ratio also includes, proportionate charge in respect sales beyond T-30 cities subject to maximum of 30 bps on daily net assets, wherever applicable.

MINIMUM INVESTMENT/
MULTIPLES FOR NEW INVESTORS:

Plan A    Rs 10,000/1
MINIMUM INVESTMENT FOR SIP

Rs 500/1
ADDITIONAL INVESTMENT/
MULTIPLES FOR EXISTING INVESTORS:

Plan A    Rs1000/1
LOAD STRUCTURE:

Plan A

Entry Load	:	Nil
Exit Load (for each purchase of Units)	:	Nil (effective October 11, 2021)
Different plans have a different expense structure Sales suspended in Plan B - All Options

Note : Pursuant to downgrade of securities issued by Yes Bank Ltd to below investment grade on March 6, 2020 by ICRA, the AMC has created the segregated portfolio in the scheme. For purpose of disclosure, this change has been incorporated in the scheme name.