Franklin India Low Duration Fund
As on April 30, 2026
Franklin India Low Duration Fund
As on April 30, 2026

TYPE OF SCHEME

An open ended Low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months.
SCHEME CATEGORY

Low Duration Fund
SCHEME CHARACTERISTICS

Investment in Portfolio of low duration debt & money market securities.
INVESTMENT OBJECTIVE

The objective of the scheme is to generate income by investing in debt and money market instruments, with Macaulay duration of the portfolio between 6 to 12 months.
DATE OF ALLOTMENT:

March 6, 2025
FUND MANAGER(S):

Chandni Gupta, Rohan Maru & Rahul Goswami
BENCHMARK:

NIFTY Low Duration Debt Index A-I
MATURITY & YIELD

RESIDUAL MATURITY / AVERAGE MATURITY 1.16 Years
ANNUALISED PORTFOLIO YTM# 7.40%***
MODIFIED DURATION 0.50 Years
MACAULAY DURATION0.56 Years
#Yields of all securities are in annualised terms
***Yield to maturity (YTM) of the portfolio is calculated by recomputing yield from simple average of valuation prices provided by valuation agencies for G-sec FRB securities.
BASE EXPENSE RATIO#: 0.61%
BASE EXPENSE RATIO# (DIRECT) : 0.22%
#Base Expense Ratio (BER) is the actual expense ratio charged as per the AUM slabs and within the BER limits prescribed in Regulation 66 of SEBI MF regulations. BER excludes brokerage and transaction costs incurred towards execution of trades and the applicable statutory levies as on that date. Brokerage and transaction costs incurred towards execution of trades and statutory levies are charged, at actuals, and is over and above the BER.
For Total Expense Ratio (TER) and break up of TER i.e., BER, brokerage and transaction costs and statutory levies, please refer to daily TER disclosures on our website www.franklintempletonindia.com. For detailed understanding of TER, please refer to the TER note on our website.
MINIMUM INVESTMENT FOR NEW /
EXISTING INVESTORS

 Rs5000/1
MINIMUM INVESTMENT FOR SIP

Rs 500
ADDITIONAL INVESTMENT/MULTIPLES
FOR EXISTING INVESTORS

 Rs1000/1
LOAD STRUCTURE:
Entry Load : Nil
Exit Load (for each purchase of Units) :
Nil
Different plans have a different expense structure

NAV AS OF APRIL 30, 2026
Growth Plan Rs10.8220
IDCW Plan Rs 10.5056
Direct - Growth Plan Rs 10.8903
Direct - IDCW Plan Rs10.5586

As per the addendum dated March 31, 2021, the Dividend Plan has been renamed to Income Distribution cum capital withdrawal (IDCW) Plan with effect from April 1, 2021

FUND SIZE (AUM)

Month EndRs428.67 Crores
Monthly AverageRs431.92 Crores

Company NameCompany Ratings Market Value (including accrued interest, if any) (Rs. in Lakhs)% of assets
Poonawalla Fincorp Ltd* CRISIL AAA 3,009.08 7.02
Jubilant Bevco Ltd* CRISIL AA 2,860.16 6.67
LIC Housing Finance Ltd* CARE AAA 2,666.28 6.22
Embassy Office Parks Reit* CRISIL AAA 2,510.90 5.86
RJ Corp Ltd* CRISIL AAA 2,504.34 5.84
Jubilant Beverages Ltd CRISIL AA 1,797.16 4.19
Tata Capital Ltd CRISIL AAA 1,591.62 3.71
Mankind Pharma Ltd CRISIL AA+ 1,511.12 3.53
Total Corporate Debt 18,450.68 43.04
Power Finance Corporation Ltd* ICRA AAA 4,133.49 9.64
REC Ltd* ICRA AAA 3,677.63 8.58
Total PSU/PFI Bonds 7,811.13 18.22
Small Industries Development Bank of India* CARE A1+ 3,306.25 7.71
National Bank For Agriculture & Rural Development* ICRA A1+ 2,374.54 5.54
Union Bank of India ICRA A1+ 2,355.09 5.49
HDFC Bank Ltd CARE A1+ 1,891.28 4.41
Bank of Baroda CARE A1+ 1,421.75 3.32
National Bank For Agriculture & Rural Development CRISIL A1+ 940.16 2.19
Total Certificate Of Deposit 12,289.08 28.67
91 DTB (19-JUN-2026)* SOVEREIGN 2,482.94 5.79
GOI FRB 2034 (30-OCT-2034) SOVEREIGN 411.22 0.96
7.98% Kerala SDL (11-May-2026) SOVEREIGN 363.44 0.85
Total Gilts 3,257.59 7.60
Total Debt Holdings 41,808.47 97.53
Company Name No.of Shares Market Value(Rs. in Lakhs) % of Assets
Alternative Investment Fund Units
Corporate Debt Market Development Fund Class A2 865 101.65 0.24
Total Alternative Investment Fund Units 101.65 0.24
Total Holdings 41,910.12 97.77
Margin on Derivatives 0.81 0.00
Call,cash and other current asset 955.65 2.23
Total Asset 42,866.59 100.00

@ TREPs /Reverse Repo : 2.47%, Others (Cash/ Subscription receivable/ Redemption payable/ Receivables on sale/Payable on Purchase/ Other Receivable / Other Payable) : -0.24%

Outstanding Interest Rate Swap Position

Contract Name Notional Value (In Lakhs) % of assets
ICICI BANK LTD (Pay Fixed - Receive Floating) 2,500 5.83
ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating) 2,5005.83
ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating) 2,5005.83
ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating) 2,5005.83
STANDARD CHARTERED (Pay Fixed - Receive Floating) 2,500 5.83
ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating) 2,000 4.67
STANDARD CHARTERED BANK (Pay Fixed - Receive Floating) 2,000 4.67
Total Interest Rate Swap 16,500 38.49



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This scheme has exposure to floating rate instruments . The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments.