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SIP Calculator - Calculate SIP Returns & Invest in SIP

A Systematic Investment Plan (SIP) calculator is an online financial tool that can help to calculate the returns you would earn on your SIP investments. The calculator also tells you how much you would need to invest every month to earn a target corpus. Simply put, it provides a roadmap to achieve your various financial goals.
₹500₹10L
1 Year60 Years
2%13%
View Disclaimer
  • Purple — Invested Amount
  • Green — Resultant Amount
Purple — Invested Amount
Green — Resultant Amount

Interactive investment growth chart showing projected SIP value over time. Use left and right arrow keys to navigate between data points.

Created with Highcharts 11.1.0Investment PeriodValue Of Investment(₹)20262028203020322034203620382040204220440200000400000600000
Chart updated. Invested Amount: ₹1,20,000. Resultant Amount: ₹4,59,929.
By end of the yearInvested Amount Resultant Amount
2026₹6000₹6383
2027₹12000₹13532
2028₹18000₹21540
2029₹24000₹30508
2030₹30000₹40552
2031₹36000₹51801
2032₹42000₹64401
2033₹48000₹78512
2034₹54000₹94317
2035₹60000₹112018
2036₹66000₹131843
2037₹72000₹154048
2038₹78000₹178917
2039₹84000₹206770
2040₹90000₹237966
2041₹96000₹272905
2042₹102000₹312037
2043₹108000₹355864
2044₹114000₹404951
2045₹120000₹459929
Invested Amount

₹1,20,000

Resultant Amount

₹4,59,929

The Calculators are designed to assist you in determining the appropriate amount. These Calculators alone are not sufficient and shouldn't be used for development or implementation of an investment strategy. There is no warranty about the currency of the calculators/ reckoners. The example do not purport to represent the performance of any security or investments. The recipient is advised to consult his or her advisor/tax consultant prior to arriving at any investment decision. Past performance may or may not be sustained in future and is not a guarantee of any future returns.
Wish to check fund specific returns?

Fund Performance

Fund Performance

This fund has very high risk
  • ELSS
  • ELSS
  • 27 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 2,57,000 Unique Investors
Fund Size As of 30/06/2026
6,166.26 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
19.94%
Unique Investors As of 30/06/2026 Unique investors 2,57,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 6,166.26 Cr
Annualized Returns As of 31/07/2026
19.94%

This fund has very high risk
  • Equity
  • Mid Cap
  • 32 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 2,55,000 Unique Investors
Fund Size As of 30/06/2026
12,489.74 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
18.85%
Unique Investors As of 30/06/2026 Unique investors 2,55,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 12,489.74 Cr
Annualized Returns As of 31/07/2026
18.85%

This fund has very high risk
  • Equity
  • Large Cap
  • 32 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 1,79,000 Unique Investors
Fund Size As of 30/06/2026
7,255.73 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
18.36%
Unique Investors As of 30/06/2026 Unique investors 1,79,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 7,255.73 Cr
Annualized Returns As of 31/07/2026
18.36%
Trending

This fund has very high risk
  • Equity
  • Thematic
  • 27 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 73,000 Unique Investors
Fund Size As of 30/06/2026
1,583.05 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
17.72%
Unique Investors As of 30/06/2026 Unique investors 73,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 1,583.05 Cr
Annualized Returns As of 31/07/2026
17.72%

This fund has very high risk
  • Equity
  • Flexi Cap
  • 31 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 4,03,000 Unique Investors
Fund Size As of 30/06/2026
19,274.14 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
17.30%
Unique Investors As of 30/06/2026 Unique investors 4,03,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 19,274.14 Cr
Annualized Returns As of 31/07/2026
17.30%

This fund has very high risk
  • Equity
  • Thematic
  • 16 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 1,23,000 Unique Investors
Fund Size As of 30/06/2026
3,255.73 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
17.10%
Unique Investors As of 30/06/2026 Unique investors 1,23,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 3,255.73 Cr
Annualized Returns As of 31/07/2026
17.10%

This fund has very high risk
  • International
  • FoF - Overseas
  • 14 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 1,49,000 Unique Investors
Fund Size As of 30/06/2026
6,080.68 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
16.27%
Unique Investors As of 30/06/2026 Unique investors 1,49,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 6,080.68 Cr
Annualized Returns As of 31/07/2026
16.27%

This fund has very high risk
  • Equity
  • Value
  • 29 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 51,000 Unique Investors
Fund Size As of 30/06/2026
2,053.59 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
15.67%
Unique Investors As of 30/06/2026 Unique investors 51,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 2,053.59 Cr
Annualized Returns As of 31/07/2026
15.67%

This fund has very high risk
  • Equity
  • Small Cap
  • 20 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 4,33,000 Unique Investors
Fund Size As of 30/06/2026
14,336.42 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
14.99%
Unique Investors As of 30/06/2026 Unique investors 4,33,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 14,336.42 Cr
Annualized Returns As of 31/07/2026
14.99%

This fund has very high risk
  • Equity
  • Large & Mid Cap
  • 21 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 1,12,000 Unique Investors
Fund Size As of 30/06/2026
3,450.48 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
14.81%
Unique Investors As of 30/06/2026 Unique investors 1,12,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 3,450.48 Cr
Annualized Returns As of 31/07/2026
14.81%

This fund has very high risk
  • Equity
  • Dividend Yield
  • 20 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 85,000 Unique Investors
Fund Size As of 30/06/2026
2,285.23 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
13.80%
Unique Investors As of 30/06/2026 Unique investors 85,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 2,285.23 Cr
Annualized Returns As of 31/07/2026
13.80%

This fund has high risk
  • FOF Domestic
  • FoF - Domestic
  • 22 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 17,000 Unique Investors
Fund Size As of 30/06/2026
1,240.87 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
13.18%
Unique Investors As of 30/06/2026 Unique investors 17,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 1,240.87 Cr
Annualized Returns As of 31/07/2026
13.18%

This fund has very high risk
  • Hybrid
  • Aggressive Hybrid
  • 26 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 54,000 Unique Investors
Fund Size As of 30/06/2026
2,340.15 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
13.13%
Unique Investors As of 30/06/2026 Unique investors 54,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 2,340.15 Cr
Annualized Returns As of 31/07/2026
13.13%
Trending

This fund has very high risk
  • Equity
  • Thematic
  • 26 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 3,15,000 Unique Investors
Fund Size As of 30/06/2026
9,192.08 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
13.11%
Unique Investors As of 30/06/2026 Unique investors 3,15,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 9,192.08 Cr
Annualized Returns As of 31/07/2026
13.11%

This fund has very high risk
  • Equity
  • Focused
  • 19 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 2,90,000 Unique Investors
Fund Size As of 30/06/2026
11,408.91 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
12.98%
Unique Investors As of 30/06/2026 Unique investors 2,90,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 11,408.91 Cr
Annualized Returns As of 31/07/2026
12.98%

This fund has very high risk
  • Equity
  • Index
  • 26 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 12,000 Unique Investors
Fund Size As of 30/06/2026
723.17 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
12.16%
Unique Investors As of 30/06/2026 Unique investors 12,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 723.17 Cr
Annualized Returns As of 31/07/2026
12.16%

This fund has moderately high risk
  • Hybrid
  • Retirement
  • 29 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 14,000 Unique Investors
Fund Size As of 30/06/2026
495.78 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
11.09%
Unique Investors As of 30/06/2026 Unique investors 14,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 495.78 Cr
Annualized Returns As of 31/07/2026
11.09%

This fund has very high risk
  • Hybrid
  • Open-Ended Hybrid
  • 3 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 48,000 Unique Investors
Fund Size As of 31/07/2026
2,834.38 Cr Fund Size As of 31/07/2026
Annualized Returns As of 31/07/2026
9.95%
Unique Investors As of 30/06/2026 Unique investors 48,000
Fund Size As of 31/07/2026
Fund Size As of 31/07/2026 2,834.38 Cr
Annualized Returns As of 31/07/2026
9.95%

This fund has moderately high risk
  • Hybrid
  • Conservative Hybrid
  • 25 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 5,000 Unique Investors
Fund Size As of 30/06/2026
193.59 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
8.99%
Unique Investors As of 30/06/2026 Unique investors 5,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 193.59 Cr
Annualized Returns As of 31/07/2026
8.99%

This fund has low moderate risk
  • Fixed Income
  • Corporate Bond
  • 29 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 12,000 Unique Investors
Fund Size As of 30/06/2026
1,361.89 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
8.45%
Unique Investors As of 30/06/2026 Unique investors 12,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 1,361.89 Cr
Annualized Returns As of 31/07/2026
8.45%

This fund has very high risk
  • International
  • Thematic
  • 18 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 41,000 Unique Investors
Fund Size As of 30/06/2026
979.21 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
8.33%
Unique Investors As of 30/06/2026 Unique investors 41,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 979.21 Cr
Annualized Returns As of 31/07/2026
8.33%

This fund has moderate risk
  • Fixed Income
  • Gilt
  • 24 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 2,000 Unique Investors
Fund Size As of 30/06/2026
149.50 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
7.64%
Unique Investors As of 30/06/2026 Unique investors 2,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 149.50 Cr
Annualized Returns As of 31/07/2026
7.64%

This fund has low moderate risk
  • Fixed Income
  • Banking & PSU
  • 12 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 4,000 Unique Investors
Fund Size As of 30/06/2026
583.95 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
7.39%
Unique Investors As of 30/06/2026 Unique investors 4,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 583.95 Cr
Annualized Returns As of 31/07/2026
7.39%

This fund has low moderate risk
  • FOF Domestic
  • FoF - Domestic
  • 11 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 5,000 Unique Investors
Fund Size As of 31/07/2026
140.57 Cr Fund Size As of 31/07/2026
Annualized Returns As of 31/07/2026
7.11%
Unique Investors As of 30/06/2026 Unique investors 5,000
Fund Size As of 31/07/2026
Fund Size As of 31/07/2026 140.57 Cr
Annualized Returns As of 31/07/2026
7.11%

This fund has low moderate risk
  • Fixed Income
  • Money Market
  • 24 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 18,000 Unique Investors
Fund Size As of 30/06/2026
3,919.85 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
7.11%
Unique Investors As of 30/06/2026 Unique investors 18,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 3,919.85 Cr
Annualized Returns As of 31/07/2026
7.11%

This fund has moderate risk
  • Hybrid
  • Equity Savings
  • 7 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 12,000 Unique Investors
Fund Size As of 31/07/2026
594.58 Cr Fund Size As of 31/07/2026
Annualized Returns As of 31/07/2026
6.93%
Unique Investors As of 30/06/2026 Unique investors 12,000
Fund Size As of 31/07/2026
Fund Size As of 31/07/2026 594.58 Cr
Annualized Returns As of 31/07/2026
6.93%

This fund has low risk
  • Hybrid
  • Open-Ended Hybrid
  • 1 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 6,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns As of 31/07/2026
6.33%
Unique Investors As of 30/06/2026 Unique investors 6,000
Fund Size As of 
Fund Size -
Annualized Returns As of 31/07/2026
6.33%

This fund has moderate risk
  • Fixed Income
  • Floater
  • 25 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 9,000 Unique Investors
Fund Size As of 30/06/2026
278.83 Cr Fund Size As of 30/06/2026
Annualized Returns As of 31/07/2026
5.99%
Unique Investors As of 30/06/2026 Unique investors 9,000
Fund Size As of 30/06/2026
Fund Size As of 30/06/2026 278.83 Cr
Annualized Returns As of 31/07/2026
5.99%

This fund has low moderate risk
  • Liquid
  • Liquid
  • 28 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 80,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 80,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has moderate risk
  • Fixed Income
  • Money Market
  • 1 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 1,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 1,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has moderate risk
  • Fixed Income
  • Money Market
  • 1 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 4,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 4,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has moderate risk
  • Fixed Income
  • Money Market
  • 1 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 2,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 2,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has very high risk
  • Hybrid
  • Open-Ended Hybrid
  • 1 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 86,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 86,000
Fund Size As of 
Fund Size -
Annualized Returns
NA
Trending

This fund has very high risk
  • Equity
  • Multi Cap
  • 2 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 2,95,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 2,95,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has very high risk
  • Equity
  • Multi-Factor thematic
  • 0 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 29,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 29,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has low risk
  • Fixed Income
  • Overnight
  • 7 Years Old Fund
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Unique Investors As of 30/06/2026
Unique investors 1,54,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 1,54,000
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has moderate risk
  • Fixed Income
  • Short Term
  • 0 Year Old Fund
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Unique Investors
- Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors -
Fund Size As of 
Fund Size -
Annualized Returns
NA

  • Fixed Income
  • Short Duration
  • 6 Years Old Fund
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Unique Investors
- Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors -
Fund Size As of 
Fund Size -
Annualized Returns
NA

This fund has low moderate risk
  • Fixed Income
  • Money Market
  • 1 Year Old Fund
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Unique Investors As of 30/06/2026
Unique investors 9,000 Unique Investors
Fund Size
- Fund Size As of 
Annualized Returns
NA
Unique Investors As of 30/06/2026 Unique investors 9,000
Fund Size As of 
Fund Size -
Annualized Returns
NA
...

WHAT IS A
GOOD EMI?

Just like you choose an EMI for today's big expenses, choose an SIP to fulfil tomorrow's dreams

...
 
SIP or
Systematic Investment Plan
is like a Good EMI
...
 
SIP is a way to invest
in Mutual Funds
...
 
You can start an SIP
for as low as Rs. 500 per month
...
 
Invest Online
with the click of a button
...
 
SIP or
Systematic Investment Plan
is like a Good EMI
...
 
SIP is offered
by Mutual Funds
...
 
You can start an SIP
for as low as Rs. 500 per month
...
 
Invest Online
with the click of a button
...

BENEFITS OF A
GOOD EMI?

...

POWER OF COMPOUNDING

Give your money an opportunity to grow with the Power of Compounding

...

FIGHTS RISING INFLATION

Has the potential to beat inflation and create wealth in the long run

...

MEET YOUR LIFE GOALS

Invest step by step to get closer to your life goals in a systematic and disciplined manner

...

MAKES MARKET TIMING IRRELEVANT

Invest across the highs and lows of the market in a disciplined manner without the worry of when to buy or sell

...

RUPEE COST AVERAGING

Automatically buys more units when markets are low and vice versa thus averaging the cost of purchase over time

...

PROFESSIONAL MANAGEMENT

Your money is managed by professional fund managers who are experts, tasked with managing your investments

...
...

POWER OF COMPOUNDING

Give your money an opportunity to grow with the Power of Compounding

...

FIGHTS RISING INFLATION

Has the potential to beat inflation and create wealth in the long run

...

MEET YOUR LIFE GOALS

Invest step by step to get closer to your life goals in a systematic and disciplined manner

...

MAKES MARKET TIMING IRRELEVANT

Invest across the highs and lows of the market in a disciplined manner without the worry of when to buy or sell

...

RUPEE COST AVERAGING

Automatically buys more units when markets are low and vice versa thus averaging the cost of purchase over time

...

PROFESSIONAL MANAGEMENT

Your money is managed by professional fund managers who are experts, tasked with managing your investments

THE

GOOD EMI

Presentation
What is a Good EMI?
Good EMI vs Loan EMI
 

Learn More

Starting Early
WHY INFLATION IS BAD FOR YOU
SIP OR LUMP SUM - THE DILEMMA
MAKE VOLATILITY YOUR FRIEND

Learn More

Starting Early
WHY INFLATION IS BAD FOR YOU
SIP OR LUMP SUM - THE DILEMMA
MAKE VOLATILITY YOUR FRIEND

An investor education and awareness initiative by Franklin Templeton Mutual Fund

  1. One-time KYC (Know Your Customer) : One-time KYC registration is mandatory to invest in mutual funds. You can complete the same by submitting the following at any of our branches or collection centres: a) Duly filled and signed Central-KYC application form. b) Proof of Identity: Any document notified by the central government. c) Proof of Address: Same as identity proof (except PAN). d) Recent Passport Size Photograph. Copies of all documents submitted must be self-attested by the applicant and accompanied by originals for verification. You may also avail our Online KYC Registration facility while opening an online account with us, for more details please visit our website www.franklintempletonindia.com. In case you are KYC verified and want to update any information, please submit a completed KYC details change form with the required self-attested documents as proof to our nearest branch or collection centre
  2. Details of SEBI registered Mutual Funds: Investors must deal/ invest only with SEBI registered Mutual Funds. Details available on the SEBI website www.sebi.gov.in
  3. Complaint Redressal: Investors can reach us on our toll-free helpline 1800 425 4255 OR write to us at [email protected]. For escalation, write to us at [email protected]; [email protected] or lodge your grievance with SEBI through their SCORES (SEBI Complaint Redress System) Portal at https://scores.sebi.gov.in

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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