IDCW - Income Distribution cum Capital Withdrawal

**The information given here is neither a complete disclosure of every material fact of Income-tax Act 1961 nor does it constitute tax or legal advice. Investors are requested to review the scheme documents carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

 ^* All portfolio holdings are subject to change. The information stated above does not constitute an investment advice or recommendation to subscribe or transact in these securities. 

[#] The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment management fees. The above expense also includes proportionate charge in respect sales of beyond T-30 cities subject to maximum of 30 bps on daily net assets wherever applicable.

The asset allocation /schemes mentioned are as per Scheme Information Document or SID and are one in which this scheme will invest.

*** In respect of each purchase of Units –

• NIL Exit load – for 10% of the units upto completion of 12 months.
  • The “First In First Out (FIFO)” logic will be applied while selecting the units for redemption
  • Waiver of Exit load is calculated for each inflow transaction separately on FIFO basis and not on the total units through multiple inflows
  • The load free units from purchases made subsequent to the initial purchase will be available only after redeeming all units from the initial purchase
• All units redeemed /switched-out in excess of the 10% load free units will be subject to the below mentioned exit load.
  • 1.00% - if Units are redeemed/switched-out on or before 1 year from the date of allotment
  • Nil - if redeemed after 1 year from the date of allotment

* This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a year shall not be clubbed or carried forward to the next year.

Past performance may or may not be sustained in the future.
SIP returns are assuming investment made on first business day of every month and not disclosed for closed-end funds. Returns greater than 1 year period are compounded annualized. For liquid funds, the less than 1 year returns are simple annualized. Load has not been taken into consideration. Performance of dividend plan / option would be at the gross rates. Dividends are assumed to be reinvested and Bonus is adjusted. For equity oriented funds, additional benchmark chosen is Nifty 50. Given the asset allocation, hybrid fund performance are not comparable with pure equity/debt fund performance and that of Additional Benchmarks.

Past performance may or may not be sustained in future. Pursuant to payment of income distribution cum capital withdrawal (IDCW), the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable)

The income distribution cum capital withdrawal (IDCW) rates could be inclusive of statutory levy, if any. The income distribution cum capital withdrawal (IDCW) received by investors will be net of statutory levy (as applicable).

 The income distribution cum capital withdrawal (IDCW) payout post 1st April 2020 shall be subject to tax deducted at source i.e. TDS, as applicable.

Disclaimer :
Benchmark of the fund has changed from CRISIL Hybrid 35+65 - Aggressive Index & S&P BSE Sensex to CRISIL Hybrid 35+65 - Aggressive Index with effect from June 4, 2018
Benchmarks and Additional Benchmarks as applicable on 31-May-2018, are considered for performance. Changes effective 4-Jun-2018 will be considered for performance as of 29-Jun-2018 and onwards.
Benchmark returns calculated based on Total Return Index Values CRISIL Balanced Fund - Aggressive Index has been renamed as CRISIL Hybrid 35+65 - Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index