Yes, most AMCs allow investors to modify the STP amount, frequency or date any time after initiating it. You can also discontinue future STP transfers if required.

STP transfers may attract exit load if you withdraw funds before the minimum period set by the AMC. Check the exit load structure before initiating an STP.

In a fixed STP, a fixed sum is transferred from the source scheme to the target scheme on the specified date. In a capital appreciation STP, only the appreciation amount is transferred from the source fund on the STP date. The principal amount remains invested in the source scheme. A capital appreciation STP allows you to book profits from a well-performing source fund and transfer those gains to another fund through the STP route.