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Nearly 2500 years ago, there was a man of incredible strength in Croton, Italy named Milo. Milo built his incredible strength through a simple, but profound approach of strength training.

One day, a newborn calf was born near Milo's home. He decided to lift the calf on his shoulders. Day by day, he did the same and continued this for the next 4 years. The small calf slowly grew into a 4-year-old bull and Milo too got stronger and stronger over time. He became the most successful wrestler of his day, a 6-time wrestling champion at the Ancient Olympic Games in Greece. These core principles of strength training which gave success to Milo aptly apply to investing and wealth creation as well.

Start small and be consistent - Milo started his strength training with a small and manageable challenge by lifting a newborn calf. He consistently followed this process every day. The best way to instill consistency and discipline in your investing process is through a systematic investment plan (SIP) in a mutual fund. A SIP of just Rs 10,000 per month in an equity mutual fund can grow your total investments of Rs 30 lakh to Rs 1.9 crore in 25 years assuming 12% annualized returns.

Step-it up - The weight Milo lifted was increasing by small amounts daily, as the calf slowly grew into a bull. This progressive weight-lifting routine made Milo strong over a period of time. It is important for investments to increase with a rise in income. Step-up SIP allows to increase monthly investments periodically at a pre-defined rate. One can step-up either by a percentage or a lump-sum increment. It will automatically ensure your investment increases as per your chosen amount or percentage and at your chosen frequency. For instance, a monthly SIP of Rs 10,000 if stepped-up by 10% every year for the next 25 years can grow the resultant corpus to Rs.4 crore from total investments of Rs.1.2 crore assuming 12% annualized returns.

As little drops make the mighty ocean, SIP is a simple investment process that facilitates disciplined, regular and long term savings to create wealth.