IDCW - Income Distribution cum Capital Withdrawal

**The information given here is neither a complete disclosure of every material fact of Income-tax Act 1961 nor does it constitute tax or legal advice. Investors are requested to review the scheme documents carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

 ## Effective June 4, 2018.

 ^* All portfolio holdings are subject to change. The information stated above does not constitute an investment advice or recommendation to subscribe or transact in these securities. 

[#] Base Expense Ratio (BER) is the actual expense ratio charged as per the AUM slabs and within the BER limits prescribed in Regulation 66 of SEBI MF regulations. BER excludes brokerage and transaction costs incurred towards execution of trades and the applicable statutory levies as on that date. Brokerage and transaction costs incurred towards execution of trades and statutory levies are charged, at actuals, and is over and above the BER.

For Total Expense Ratio (TER) and break up of TER i.e., BER, brokerage and transaction costs and statutory levies, please refer to daily TER disclosures on our website www.franklintempletonindia.com. For detailed understanding of TER, please refer to the TER note on our website - https://www.franklintempletonindia.com/download/en-in/total-expense-ratio-of-schemes/49398d62-7ed8-4152-b772-68b514453013/TER-Note-for-Website_10Apr2026.pdf

Past performance may or may not be sustained in the future.
SIP returns are assuming investment made on first business day of every month and not disclosed for closed-end funds. Returns greater than 1 year period are compounded annualized. For liquid funds, the less than 1 year returns are simple annualized. Load has not been taken into consideration. Performance of dividend plan / option would be at the gross rates. Dividends are assumed to be reinvested and Bonus is adjusted. For equity oriented funds, additional benchmark chosen is Nifty 50. Given the asset allocation, hybrid fund performance are not comparable with pure equity/debt fund performance and that of Additional Benchmarks.

Disclaimer :
## Effective June 4, 2018

Past performance may or may not be sustained in future. Pursuant to payment of income distribution cum capital withdrawal (IDCW), the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable)

The income distribution cum capital withdrawal (IDCW) rates could be inclusive of statutory levy, if any. The income distribution cum capital withdrawal (IDCW) received by investors will be net of statutory levy (as applicable).

 The income distribution cum capital withdrawal (IDCW) payout post 1st April 2020 shall be subject to tax deducted at source i.e. TDS, as applicable.

All investments in debt funds are subject to various types of risks including credit risk, interest rate risk, liquidity risk etc. Some fixed income schemes may have a higher concentration to securities rated below AA and therefore may be exposed to relatively higher risk of downgrade or default and the associated volatility in prices which could impact NAV of the scheme. Credit rating issued by SEBI registered entities is an opinion of the rating agency and should not be considered as an assurance of repayment by issuer. There is no assurance or guarantee of principal or returns in any of the mutual fund scheme.

Past performance may or may not be sustained in future and is not a guarantee of any future returns. 

The FILF fund manager Pallab Roy & Rohan Maru manages 6 (FIDHF, FIFRF, FILF, FIPEP, FIONF, FIUSDF) & 7 (FIFRF, FILF, FIMMF, FIONF, FIUSDF, FIDHF, FIESF) schemes/plans of Franklin Templeton Mutual Fund respectively. 

N.A.: Not Applicable. The performance details provided herein are of Growth Option. Load is not taken into consideration. IDCW assumed to be reinvested and Bonus is adjusted. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Refer Historical Performance for complete performance disclosure. TRI: Total Return Index. Benchmark Returns are calculated based on Total Return Index Values where ever applicable

Primary  Index is adjusted for the period March 30, 2002 to April 1, 2022 with the performance of CRISIL Liquid Fund Index and for the period April 1, 2022 to April 1, 2024 with the performance of CRISIL Liquid Debt B-I Index. NIFTY Liquid Index A-I is the benchmark for FILF effective April 1, 2024.

General Risk Factors:

The information mentioned here is not sufficient and should not be used for the development or implementation of an investment strategy. While every effort is made to ensure the accuracy and completeness of information contained, Neither Franklin Templeton Group nor any person connected with it takes any responsibility and assumes no liability for any error/ omission or accuracy of the information. The recipients of this information may take professional advice before acting on this information. Please read the Scheme Related Documents carefully in its entirety prior to making an investment decision. For details, please refer www.franklintempletonindia.com.

All investments in debt funds are subject to various types of risks including credit risk, interest rate risk, liquidity risk etc. Some fixed income schemes may have a higher concentration to securities rated below AA and therefore may be exposed to relatively higher risk of downgrade or default and the associated volatility in prices which could impact NAV of the scheme. Credit rating issued by SEBI registered entities is an opinion of the rating agency and should not be considered as an assurance of repayment by issuer. There is no assurance or guarantee of principal or returns in any of the mutual fund scheme.

Scheme Type:

Franklin India Liquid Fund (FILF) is an Open-end Liquid scheme. 

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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.