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Terms and Conditions

This Terms of Use Agreement is a binding contract between you and Franklin Templeton Asset Management (India) Pvt. Ltd (FTAMC). It governs your use of this website and all products, services, content, tools and information available through the website. By using or accessing this website, you accept and agree to be bound by these Terms of Use. FTAMC may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting.

This Site is provided by FTAMC. FTAMC may modify, suspend, discontinue or restrict the use and availability of any portion or this entire Site at any time, without notice or liability. Your use of this Site may be monitored by Franklin Templeton {Franklin Templeton stands for Franklin Resources Inc., Delaware (ultimate parent company of FTAMC) along with all its subsidiaries and associate companies}, for any purpose, without liability.

These Terms were last amended as of:  May 24, 2016

This Terms of Use Agreement (the "Terms of Use") states the terms and conditions under which you may use this website and all products, services, content, tools, and information available through the website (referred to collectively as the "Site"). Please read the Terms of Use carefully. By accessing, browsing and/or using this Site, you acknowledge that you have read, understood and agree to be legally bound by the Terms of Use. If you do not agree with the terms and conditions of the Terms of Use Agreement, you may not access or otherwise use this website.

These Terms of Use are in addition to any other agreements between you and us, including any customer or account agreements, and any other agreements that govern your use of Franklin Templeton's or any third party's (companies not affiliated with us) products, services, content, tools, and information available on this Site.

Your use of this Site is governed by the version of the Terms of Use in effect on the date this Site is accessed by you. We reserve the right to change the Site and the Terms of Use at any time, without notice. If you use the Site after the amended Terms of Use have been posted, you will be deemed to have agreed to the Terms of Use, as amended.

This Site is provided as a service, and for informational purposes only, by Franklin Templeton Asset Management (India) Private Limited (FTAMC).

Global Use

This site is intended to provide information about FTAMC, the mutual fund schemes managed by FTAMC in India and information associated with the services provided by FTAMC in India. Site Content may refer to products or services that may not be available in your country. Consult your local Franklin Templeton office for more information. You should not construe anything on the Site as a promotion or solicitation for any product or for the use of any product that is not authorized by the laws and regulations of the country in which you are located.

Access to the Site and the Site Content may not be legal by certain persons or in certain countries, and you access the Site at your own initiative and risk. Franklin Templeton makes no representation that the Site Content or the Site is appropriate or available for use in your country and access to the Site from countries where the Site contents are illegal, is prohibited.

Because of the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud and privacy. In addition, you agree to comply with all applicable laws, rules, codes and regulations regarding the transmission of technical data exported from India and the State of California.

Authorised Use
Except as otherwise permitted in these Terms of Use, this Site is intended only for your personal, noncommercial use unless you have entered into an agreement with FTAMC in writing for providing services to yourselves or your clients.

No Solicitations
Nothing on this Site shall be considered a solicitation to buy or an offer to sell, or a recommendation for, a security, or any other product or service.

No Investment Recommendations or Professional Advice; Use of Tools
This Site is not intended to provide any tax, legal, insurance or investment advice, and nothing on the Site should be construed as a recommendation, by us or any third party, to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction. If there are certain tools available on the Site that provide general investment or financial analyses based upon your personalized input, such results are not to be construed as our providing investment recommendations or advice. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

In accordance herewith, Franklin Templeton grants to you a limited, revocable, nonexclusive, nontransferable license to view, download, store, bookmark and print the pages within this Site. You may also copy, distribute, post, and display the pages within this Site provided that you identify both FTAMC and the Site as the source and place such source attribution in close proximity to the copied, distributed, posted or displayed pages.

Your Online Account Access
If you maintain an account that you access through this Site, you are solely responsible for maintaining the confidentiality of your account and password (or Household Personal Identification Number or HPIN) and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction, or negligence. Notify us immediately if you become aware of any disclosure, loss, theft or unauthorized use of your password. Your use of this online facility shall be as required by us from time to time, including, but not limited to signing of an agreement in such form and manner as may be required by us.

The Site is generally intended to be viewed by a conventional web browser with a screen resolution of 1024 by 768 pixels or greater. Although you may use other means to access the Site, be aware that the Site may not appear accurately through other access methods, and you use them only at your own risk. You are responsible for setting the cache settings on your browser to ensure that you are receiving the most recent data. You should not access the Site through devices or services that are designed to provide high-speed, automated, repeated access, unless such devices are approved by Franklin Templeton in writing.

Because all servers have limited capacity and are used by many people, you may not use the Site in any manner that could damage or overburden any Franklin Templeton server, or any network connected to any Franklin Templeton server. You may not use the Site in any manner that would interfere with any other party’s use of the Site.

Except as otherwise stated in these Terms of Use or as expressly authorized by Franklin Templeton in writing, you may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit any reports, data, information, content, software, electronic feeds such as RSS feeds, products, services or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, “Site Content”).

You also may not probe, scan, test the vulnerability or attempt to gain unauthorized access to Site, Site Content or services, systems, networks or servers connected or associated with this Site through hacking, data mining, or any other means.

Password Protected Areas

Access to and use of password-protected and/or secure areas of the Site are restricted to authorized users only. You may not obtain or attempt to obtain unauthorized access to such parts of our Site, or to any other protected materials or information, through any means not intentionally made available by us for your specific use. Unauthorized individuals attempting to access, or actually accessing, these areas can be subject to criminal and/or civil prosecution.

The Site Content is for informational, educational, and noncommercial purposes only. This Site and the Site Content will not make any recommendations to buy or sell any security or investment scheme. The Site Content may provide information relating to investment approaches however such information should not be construed as legal or tax advice. This Site’s access to third party content or other websites should not be construed as an endorsement of the third party content or websites or as a recommendation by Franklin Templeton or any of its affiliates to buy or sell any security issued by any third party.

As with all web sites, this Site may be vulnerable to hacking, viruses, worms or other malware that may interfere with your use and access to the Site or otherwise alter the Site Content, including but not limited to making false investment recommendations. Such malware may also harm your computer and software used to access the Site. It is your responsibility to ensure you are using the most up-to-date virus protection software to protect your computer from malware.

To the extent allowed by law, use of the Site and the Site Content is at your own risk and you agree not to hold Franklin Templeton or any of its third party content providers liable for any loss, damage or other possible claims arising from any action or decision you make in connection with the Site or Site Content.

Usage Monitoring                                              

We reserve the right, but do not have the obligation, to access, archive, or monitor any use of this Site, or your use of this Site and your communications. By using the Site, you accept our right to access, archive, or monitor usage to ensure service quality, or to evaluate the Site, the security of the Site, compliance with these Terms of Use, or for any other reason. You agree that our monitoring activities will not entitle you to any cause of action or other right with respect to the manner in which we monitor your Site usage and enforce, or fail to enforce, these Terms of Use. You further agree that in no event will Franklin Templeton be liable for any damages incurred by you as a result of our usage monitoring

Linking to the Site is permitted (“Linking Permission”) solely under the following terms:

  • The link must be only for your personal, noncommercial use, unless: (1) you are a distributor or other financial services firm that has entered into a valid agreement in writing with Franklin Templeton for the purpose of providing services under such Agreement.
  • The link must resolve directly to the Site’s home page at http://www.franklintempletonindia.com/  or a page within this Site, unaltered in any way, without first resolving to another site or “pop-up” box with the lone exception to display a notice that the link will take the user to the FTAMC Site. The link may not resolve to a framed environment or otherwise alter the Site Content or the look and feel of the Site.
  • The text surrounding the link must accurately describe the Site without falsely associating, implying an endorsement or misrepresenting any relationship between the linking site and Franklin Templeton. Suggested language for the text identifying the Link is “Franklin Templeton India” or “Franklin Templeton Mutual Fund India.” You may also use the Franklin Templeton logo shown below and unmodified solely in connection with the link:

Franklin Templeton Logo

  • Franklin Templeton reserves the right to revoke this Linking Permission at any time without notice, liability or indemnity to you.
  • If you will not comply with the terms of the Linking Permission you may not link or otherwise provide links to the Site.

All trademarks, service marks and logos appearing on this Site are the exclusive property of Franklin Templeton or their respective owners. Except as permitted in the Linking Permission, nothing contained on this Site should be construed as granting any license or right to use any trademarks (see Franklin Templeton Trademarks List), service marks or trade dress of Franklin Templeton or any third party.

All Site Content is owned or licensed by Franklin Templeton and its third party information providers, and are protected by United States, Indian and international intellectual property laws. Franklin Templeton reserves the right to remove any content that may infringe third party intellectual property rights.

If you believe any content on this Site infringes your copyrights, please submit the following to the Legal Department of FTAMC:

  1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright allegedly infringed;
  2. An identification and a description of the copyrighted material and where the material that you claim is infringing is located on the Site;
  3. Your address, telephone number, and email address;
  4. A statement by you that you have a good faith belief that the disputed use in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  5. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the owner of the allegedly infringed copyright, or that you are authorized to act on the copyright owner’s behalf.

Some of the content, including any advertisements, tools, and information, including but not limited to stock quotes/NAV of units available through the Site may be provided by companies that are not affiliated with Franklin Templeton (“Third Party Content”) and their source is clearly identified. In some cases, the Third Party Content may be available through a link to a third party site. While Franklin Templeton will generally only provide such information from, or links to, sources considered reliable, Franklin Templeton has not been involved in the preparation, adoption or editing of Third Party Content and does not explicitly or implicitly endorse or approve such content and neither Franklin Templeton nor the Third Party Content providers guarantee its accuracy, timeliness, completeness or usefulness, and are not responsible or liable for any such content, including any advertising, products, or other materials on or available from third party sites. Third Party Content is provided for informational purposes only and Franklin Templeton and the Third Party Content providers specifically disclaim any responsibility for Third Party Content available on the site. You will use Third Party Content only at your own risk. THE THIRD PARTY CONTENT IS PROVIDED ON AN “AS-IS” BASIS. FRANKLIN TEMPLETON IS NOT RESPONSIBLE FOR ANY THIRD PARTY CONTENT AND LINKS THERETO AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

You acknowledge that in the case of Third Party Content, there may be additional restrictions that apply to its use. You should be careful to examine them (for example, in accompanying statements or caveats or their posted terms of use) because they may be more restrictive than the restrictions Franklin Templeton imposes on the Site.

YOU ACKNOWLEDGE AND AGREE THAT THIS SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NONE OF FRANKLIN TEMPLETON, ITS AFFILIATES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS (COLLECTIVELY, THE “FRANKLIN TEMPLETON PARTIES”) GUARANTEES THE TIMELINESS, ACCURACY, RELIABILITY, COMPLETENESS, OR USEFULNESS OF ANY OF THE SITE. NONE OF THE FRANKLIN TEMPLETON PARTIES WARRANT THAT THIS SITE OR DOWNLOADS WILL MEET YOUR NEEDS OR EXPECTATIONS, OR BE UNINTERRUPTED, SECURE OR ERROR FREE OR THAT THIS SITE, ITS SERVER OR ANY FILES AVAILABLE FOR DOWNLOADING THROUGH THIS SITE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL ELEMENTS. THE FRANKLIN TEMPLETON PARTIES HAVE NO RESPONSIBILITY FOR VIRUSES OR ANY OTHER DAMAGE THAT MAY BE CAUSED TO YOU AS A RESULT OF USING THIS SITE. PERIODS OF VOLATILE OR UNUSUAL MARKET ACTIVITY, IN PARTICULAR, MAY AFFECT SYSTEMS AVAILABILITY OR RESPONSE TIME.

YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THIS SITE AND THE TIMELINESS, USEFULNESS, ACCURACY OR COMPLETENESS OF THE SITE IS ASSUMED SOLELY BY YOU. ALL OF THE FRANKLIN TEMPLETON PARTIES HEREBY SPECIFICALLY DISCLAIM ANY REPRESENTATIONS, ENDORSEMENTS, GUARANTEES, OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THIS SITE, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, ALL OF THE FRANKLIN TEMPLETON PARTIES DISCLAIM ANY WARRANTIES WITH RESPECT TO ANY RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS SITE.

You agree that you are responsible for the means you use to access the Site and understand that your hardware, software, the Internet, your Internet Service Provider, and other third parties involved in connecting you to our Site may not perform as intended or desired.

Franklin Templeton also disclaims responsibility for damages third parties may cause to you through the use of this Site, whether intentional or unintentional. For example, you understand that hackers could breach our security procedures, and that Franklin Templeton will not be responsible for any related damages.

Reasonable precautions have been taken to ensure that Site Content is accurate; however, we do not warrant that the Site Content is accurate, complete or timely. Site Content is presented only as of the date published or indicated and may be superseded by subsequent market events or other reasons. Franklin Templeton has no duty to update this Site or any Site Content. WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES ARISING FROM ANY ACTIONS, INACTION OR INVESTMENT DECISIONS TAKEN BY YOU BASED ON THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE DATA OR INFORMATION PRESENTED THROUGH THIS SITE.

We discourage you from using e-mail for sending confidential or sensitive information. If you send e-mail (encrypted or not) to us over the Internet, you are accepting the associated risks of lack of confidentiality.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH YOUR USE OF OUR SITE IS TO STOP USING THE SITE. YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL THE FRANKLIN TEMPLETON PARTIES BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (COLLECTIVELY, THE "EXCLUDED DAMAGES"), ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF OR INABILITY TO USE THIS SITE, INCLUDING BUT NOT LIMITED TO: LOSS OF REVENUE, TRADING LOSSES, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; ANY FAILURE OF PERFORMANCE, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DEFECT, OPERATOR ERRORS, INCONVENIENCE OR DELAY IN OPERATION OR TRANSMISSION OR COMPUTER VIRUS; FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET);, SEVERE OR EXTRADODINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD); FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOUR DISPUTE AND OTHER LABOUR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT; OR THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OR USE OF YOUR INFORMATION, EQUIPMENT OR PROPERTY, EVEN IF THE FRANKLIN TEMPLETON PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE EXCLUDED DAMAGES. FURTHER, THE FRANKLIN TEMPLETON PARTIES WILL NOT BE RESPONSIBLE FOR ANY FAILURE TO COMPLY, BY YOU OR ANY THIRD PARTY, WITH THESE TERMS OR WITH APPLICABLE CENTRAL, STATE AND LOCAL LAWS.
THESE LIMITATIONS OF LIABILITY WILL APPLY REGARDLESS OF: (I) ANY NEGLIGENCE OR GROSS NEGLIGENCE OF ANY FRANKLIN TEMPLETON PARTY OR (II) WHETHER THE LIABILITY SOUNDS IN NEGLIGENCE, STRICT LIABILITY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LEGAL LIABILITY; AND WILL REMAIN IN EFFECT EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

You agree that the use of the Site is not a secure method of transmitting information, and that the risk of any loss of information or interception of information by any third party will be borne by you and that Franklin Templeton shall not be liable for the same. Franklin Templeton, Templeton Mutual Fund, the AMC, the Trustee Company of Templeton Mutual Fund, along with its directors, employees, agents, executors, successors and assigns shall not be liable for any damages or injuries arising out of or in connection with the use of the Website or its non-use including non-availability or failure of performance, loss or corruption of data, loss of or damage to property (including profit and goodwill), work stoppage, computer failure or malfunctioning, or interruption of business; error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure or for any failure to act upon Instructions or to provide any facility for any cause that is beyond Franklin Templeton control. Although Franklin Templeton agrees to take best efforts to protect security of the data placed on the Internet, Franklin Templeton shall not be liable at all for any computer virus, misuse if any, of any data placed on the Internet, by third parties "hacking" or unauthorized access, transactions or use of information. You agree to indemnify, defend and hold harmless Franklin Templeton, Templeton Mutual Fund, the AMC, the Trustee Company of Templeton Mutual Fund, along with its directors, officers, employees, successors and assigns from and against all actions, proceedings, claims and demands whatsoever for or on account of or in relation to any use of the Site and from and against all damages, costs, charges and expenses in respect thereof, unless the same is caused by gross negligence, bad faith or willful default on the part of Franklin Templeton.

Failure by Franklin Templeton to enforce any provision(s) of these Terms of Use shall not be construed as a waiver of any provision or right. Except as stated otherwise this Site is controlled and operated by Franklin Templeton from its offices within California in the United States of America. The laws of the State of California govern these Terms. If you take legal action relating to these Terms, you agree to file such action only in the state courts of the City and County of San Mateo, California, or the United States District Court for the Northern District of California, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

For online web based mutual fund transaction done by you on this website, the laws of India will be applicable and you agree, consent and submit to the jurisdiction of those courts in Mumbai for the purposes of litigating any such action.

If any provision of these Terms of Use is deemed unlawful, void, or for any reason unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions shall remain in full force and effect.

You shall comply with all laws, rules and regulations by any governmental authority or agency which govern or apply to the operation and use of the Site. Without limiting the foregoing, you agree to comply with such restrictions and not to export or re-export any of the Site to countries or persons prohibited under the export control laws of the United States. These Terms of Use inures to the benefit of Franklin Templeton, its successors and assigns. You may not assign the Terms of Use. No waiver shall be effective unless in writing. All rights not expressly granted herein are reserved by Franklin Templeton.

You acknowledge and agree that Franklin Templeton may restrict, suspend or terminate the Terms of Use or your access to, and use, of the all or any part of Site, including any links to third-party sites, at any time, with or without cause, including but not limited to any breach of the Terms of Use, in Franklin Templeton's absolute discretion and without prior notice or liability. The relevant version of the Terms of Use shall continue to apply to all prior use of the Site. The following paragraphs of this Terms of Use shall survive termination of your use or access to the Site: paragraphs concerning Indemnification, Disclaimer of Warranties, Limitations of Liability, Termination and any other provision that by its terms survives termination of your use of or access to the Site.